Mi-Life

Introducing Edgars Mi-Life: a unique packaged funeral insurance product, which offers value for money and worthwhile benefits.

Edgars Mi-Life is a unique packaged product which offers the following benefits:

• Main Funeral Cash
• Tombstone Cash
• Breadwinner’s Grocery Cash
• School Fees Cash


MAIN FUNERAL CASH BENEFITS
This comes with an ‘inbuilt’ FREE Personal Accident Cover which is twice the Main Funeral Cash Benefit
Cash benefits are starting from a premium of $0.50 for a Main Funeral Cash Benefit of $300.00
Maximum Main Funeral Cash cover for people aged between 65-75yrs is $6 000.00 (including FREE Personal Accident Cover)
FREE Personal Accident Cover is claimable when an insured person has been involved in an accident. 100% is paid when an insured person dies due to an accident. In cases where insured person is injured, up to 20% is payable to service providers when there are Medical Aid shortfalls or when one does not have a Medical Aid.
For customers to enjoy the other Edgars Mi-Life benefits, they have to opt for the Main Funeral Cash first.

TOMBSTONE CASH BENEFITS
• This benefit can be accessed by customers who have opted for the Main Funeral Cash Cover
• This is meant to cater for the Memorial service and purchase of tombstone
• Accessible to both immediate and extended family
• Tombstone cash benefits is claimable after 6 months from the death of the covered person

BREADWINNER’S GROCERY CASH BENEFIT
• This would be paid on a monthly basis for a period of 12 months to the chosen beneficiary after the death of a covered Principal member and/or spouse
• This is payable on the first month from the death of the covered person

SCHOOL FEES CASH BENEFITS
• School fees is paid directly to the school of an orphaned child/ren in the event of the death of the Principal member and/or spouse.
• School fees invoice should be produced.
• School fees are paid immediately after death of the member on production of the school fees invoices.


ADDITIONAL FRILLS
• FREE Airtime for funeral communication which is equivalent to 1% of the chosen Main Funeral Cash benefit. Airtime benefit ranges from $3-$50.
• FREE Edgars branded portrait for every funeral.


POSSIBLE EDGARS MI-LIFE COMBOS
You are able to come up with following combos:
• Main funeral cash benefits only
• Main funeral and tombstone cash benefits
• Main funeral, tombstone and breadwinner’s grocery cash benefits
• Main funeral, tombstone, breadwinner’s grocery and school fees cash benefits
• Main funeral and breadwinner’s grocery benefits
• Main funeral and school fees cash benefits

OTHER TERMS AND CONDITIONS
• Age limit of 75 years at inception.
• The cover for dependents should be less or equal to that of the Principal member
• Edgars will not be liable to pay a benefit for any claim arising from; act of terrorism; labour disturbances; riot; strike; unlawful acts; handling of nuclear, biological chemical or explosive weapons or any radioactive contamination and suicide or attempt suicide or wilful self-inflicted injury.
• In the event of death or accident of any of the people covered under the policy, Edgars must be notified within 3 months and the required claim documents to be submitted.

REQUIRED CLAIM DOCUMENTS

  • 1. Completed claim application form.
  • 2. Burial order together with BD11 or BD12
    Or Death certificate
  • 3. Copy of ID for both account holder/claimant and deceased
  • 4. Police report if death is due to an accident
  • 5. School fees invoice and children birth certificates for School Fees Cash benefits claims


 

 

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