Account Opening

EASY CREDIT – OPEN AN EDGARS ACCOUNT TODAY!

Account Opening Requirements 

  •  Your original current payslip (and a photocopy of the same should you wish to retain the original)

  •  Proof Of Identity in form of the following National ID, Passport or Driver’s license (and a photocopy of the same)

  •  Proof of residence in the form of either a water bill or electricity bill (and a photocopy of the same should you wish to retain the original. You can also bring a letter from the Landlord acknowledging that you lease his/her property together with the landlord's proof of residence.)

 

Types of Accounts

3 Months To Pay Account:

  • The Account is also applicable to employees on a 3 months or more renewable fixed term contract 

6 Months To Pay Account: 

  •  With a 6 months to pay revolving account, (revolving credit means you can buy any time as long as you have buying power on your account and your monthly payments are up to date).


12 Months To Pay Account

  • The account allows customers to buy on credit and pay 12 monthly installments due at the end of each trading month on a revolving credit basis 

No Payslip Account – Own Company

  •   If you are not formally employed and you are running your own business (self-employed) over and above the initial Edgars account opening requirements, you can bring your proof of income in the form of a recent three months bank statement in your name or the company’s name.

  • You should also bring your CR14 (Company’s registration documents) for us to be able to verify your company details.

  •  The terms on the informal Sector account are 25% deposit which will fall away after 6 months as long as the account is conducted well (account must no fall into arrears)

Diaspora Paid Outs Accounts

  • We also open an account for customers receiving money from the Diaspora. All they need to bring are three months recent Diaspora receipts as proof of income.

Terms

  • On receipt of all documents highlighted above we take 24-48 hours to open an account. The 24-48 hours is to enable us to do all credit checks.

 

Please note that our credit terms are:

6 MONTHS TO PAY REVOLVING ACCOUNT

(YOU CAN BUY ANY TIME AS LONG AS YOU HAVE BUYING POWER ON YOUR ACCOUNT AND YOUR MONTHLY PAYMENTS ARE UP TO DATE)

 

  • 25% deposit if you not formally employed.

 


 

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